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Republic Bank

Republic Visa Gold

4.4(142 reviews)

Republic's mid-tier travel card. Purchase rate 22% p.a., cash advance 26% p.a., FX fee 2.5%, min. credit limit TT$15,000.

APR
22%
Annual Fee
TT$350
Min. Income
TT$6,000/mo
Min. Credit Score
670
Features
  • Travel insurance
  • 24/7 concierge
  • Purchase protection
  • Higher credit limit
Strengths
  • Travel insurance included
  • Concierge service
  • Strong global acceptance
Trade-Offs
  • Higher annual fee than Classic
  • FX fee 2.5%
Eligibility

21+, minimum income TT$6,000/mo, established credit history

Customer Reviews

Devon M.
6/23/2026
Great rate but paperwork

The interest rate is unbeatable, but be prepared for some back-and-forth on documents.

Anika R.
6/23/2026
Approved in a day

Applied online Monday morning, money was in my account by Tuesday afternoon. Excellent service from the bank.

Marlon J.
6/23/2026
Solid card

Rewards are real and applied automatically. Annual fee is worth it if you spend over TT$3,000/month.

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