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Scotiabank T&T
Scotia Visa Gold
4.4(121 reviews)
Mid-tier Scotia card with 2x rewards on groceries. Purchase rate 22% p.a., cash advance 26% p.a., FX fee 2.5%, min. credit limit TT$15,000.
APR
22%
Annual Fee
TT$380
Min. Income
TT$6,500/mo
Min. Credit Score
670
Features
- 2x rewards on groceries
- Purchase protection
- Extended warranty
- Travel medical
Strengths
- Boosted grocery rewards
- Strong purchase protection
- Multi-currency support
Trade-Offs
- Annual fee
- Standard FX 2.5%
Eligibility
21+, minimum income TT$6,500/mo, employed 6+ months
Customer Reviews
Devon M.
Great rate but paperwork
The interest rate is unbeatable, but be prepared for some back-and-forth on documents.
Trisha P.
Good but app needs work
Product is great, online portal could be more modern.
Anika R.
Approved in a day
Applied online Monday morning, money was in my account by Tuesday afternoon. Excellent service from the bank.