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RBC Royal Bank T&T
RBC Visa Classic
4.1(92 reviews)
RBC's entry Visa with zero-liability fraud cover. Purchase rate 24% p.a., cash advance 28% p.a., FX fee 2.5%, min. credit limit TT$5,000.
APR
24%
Annual Fee
TT$200
Min. Income
TT$4,000/mo
Min. Credit Score
640
Features
- Zero-liability protection
- RBC Wallet
- EMV chip
- Visa global network
Strengths
- Strong fraud protection
- Established global bank
- Mobile wallet ready
Trade-Offs
- Higher rate
- No rewards on Classic tier
Eligibility
18+, minimum income TT$4,000/mo, employed
Customer Reviews
Trisha P.
Good but app needs work
Product is great, online portal could be more modern.
Devon M.
Great rate but paperwork
The interest rate is unbeatable, but be prepared for some back-and-forth on documents.
Marlon J.
Solid card
Rewards are real and applied automatically. Annual fee is worth it if you spend over TT$3,000/month.