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Republic Bank

Republic Visa Classic

4.1(96 reviews)

Entry-tier Republic Visa with a free supplementary card. Purchase rate 23% p.a., cash advance 27% p.a., FX fee 2.5%, min. credit limit TT$5,000.

APR
23%
Annual Fee
TT$150
Min. Income
TT$3,000/mo
Min. Credit Score
620
Features
  • Free supplementary card
  • Visa global acceptance
  • EMV chip
  • Online banking
Strengths
  • Low annual fee
  • Free supplementary card
  • Trusted local issuer
Trade-Offs
  • No rewards programme
  • Standard rate
Eligibility

18+, minimum gross income TT$3,000/mo, employed or self-employed

Customer Reviews

Kerri S.
6/23/2026
Helped me buy my first car

Made the process seamless. Dealer partnership saved me time.

Trisha P.
6/23/2026
Good but app needs work

Product is great, online portal could be more modern.

Anika R.
6/23/2026
Approved in a day

Applied online Monday morning, money was in my account by Tuesday afternoon. Excellent service from the bank.

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