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Republic Bank

Republic Visa Platinum

4.6(188 reviews)

Republic's premium tier with lounge access. Purchase rate 21% p.a., cash advance 25% p.a., FX fee 2.0%, min. credit limit TT$30,000.

APR
21%
Annual Fee
TT$700
Min. Income
TT$12,000/mo
Min. Credit Score
720
Features
  • Airport lounge access
  • Rewards 1.5x earn rate
  • Lower FX fee 2.0%
  • Premium concierge
Strengths
  • Lounge access
  • Boosted rewards
  • Lower FX fee
Trade-Offs
  • High annual fee
  • Requires TT$12k+ income
Eligibility

25+, minimum income TT$12,000/mo, excellent credit (720+)

Customer Reviews

Trisha P.
6/23/2026
Good but app needs work

Product is great, online portal could be more modern.

Kerri S.
6/23/2026
Helped me buy my first car

Made the process seamless. Dealer partnership saved me time.

Anika R.
6/23/2026
Approved in a day

Applied online Monday morning, money was in my account by Tuesday afternoon. Excellent service from the bank.

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