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First Citizens Bank
First Citizens Visa Platinum
4.3(104 reviews)
FC's premium tier with rewards + travel cover. Purchase rate 21% p.a., cash advance 25% p.a., FX fee 2.0%, min. credit limit TT$25,000.
APR
21%
Annual Fee
TT$650
Min. Income
TT$10,000/mo
Min. Credit Score
700
Features
- FC Rewards programme
- Travel cover
- Purchase protection
- Lower FX 2.0%
Strengths
- Rewards plus travel cover
- Lower FX fee
- Established TT bank
Trade-Offs
- Annual fee
- Higher income requirement
Eligibility
25+, minimum income TT$10,000/mo, credit score 700+
Customer Reviews
Devon M.
Great rate but paperwork
The interest rate is unbeatable, but be prepared for some back-and-forth on documents.
Kerri S.
Helped me buy my first car
Made the process seamless. Dealer partnership saved me time.
Marlon J.
Solid card
Rewards are real and applied automatically. Annual fee is worth it if you spend over TT$3,000/month.