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RBC Royal Bank T&T

RBC Personal Loan

4.1(76 reviews)

RBC unsecured personal loan. Rate range 12–16% p.a. (midpoint shown). Max TT$150,000 over 5 years.

Interest Rate
14%
Loan Range
TT$5,000–TT$150,000
Tenure
12–60 mo
Processing Fee
1.25%
Features
  • Online tracking
  • RBC Wallet integration
  • Salary deduction option
  • Quick decision
Strengths
  • International bank backing
  • Strong digital experience
  • Fast decision
Trade-Offs
  • Highest unsecured rate
  • Penalty on early repayment
  • Lower max amount
Eligibility

21-65, minimum income TT$5,000/mo, employed

Customer Reviews

Devon M.
6/23/2026
Great rate but paperwork

The interest rate is unbeatable, but be prepared for some back-and-forth on documents.

Anika R.
6/23/2026
Approved in a day

Applied online Monday morning, money was in my account by Tuesday afternoon. Excellent service from the bank.

Trisha P.
6/23/2026
Good but app needs work

Product is great, online portal could be more modern.

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