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Republic Bank
Republic Home Equity Loan
4.5(87 reviews)
Secured home equity loan from Republic Bank. Rate range 7–9% p.a. (midpoint shown). Max TT$1.5M over 20 years. No early-repayment penalty.
Interest Rate
8%
Loan Range
TT$50,000–TT$1,500,000
Tenure
60–240 mo
Processing Fee
1.5%
Features
- Secured by property
- No early-repayment penalty
- Lump-sum or draw
- 20-year term
Strengths
- Low secured rate
- No prepayment penalty
- Use equity flexibly
Trade-Offs
- Requires property as security
- Higher processing fee 1.5%
Eligibility
Property owner with sufficient equity, min income TT$8,000/mo
Customer Reviews
Anika R.
Approved in a day
Applied online Monday morning, money was in my account by Tuesday afternoon. Excellent service from the bank.
Trisha P.
Good but app needs work
Product is great, online portal could be more modern.
Kerri S.
Helped me buy my first car
Made the process seamless. Dealer partnership saved me time.