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Scotiabank T&T

Scotia Visa Classic

4.0(78 reviews)

Entry Scotia Visa with Scotia Rewards. Purchase rate 24% p.a., cash advance 28% p.a., FX fee 2.5%, min. credit limit TT$5,000.

APR
24%
Annual Fee
TT$180
Min. Income
TT$3,500/mo
Min. Credit Score
630
Features
  • Scotia Rewards points
  • EMV chip
  • 24/7 fraud monitoring
  • Mobile alerts
Strengths
  • Rewards on every purchase
  • International bank network
  • Easy to qualify
Trade-Offs
  • Higher purchase rate
  • Standard benefits
Eligibility

18+, minimum income TT$3,500/mo, employed

Customer Reviews

Anika R.
6/23/2026
Approved in a day

Applied online Monday morning, money was in my account by Tuesday afternoon. Excellent service from the bank.

Kerri S.
6/23/2026
Helped me buy my first car

Made the process seamless. Dealer partnership saved me time.

Trisha P.
6/23/2026
Good but app needs work

Product is great, online portal could be more modern.

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