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Scotiabank T&T
Scotia Personal Loan
4.4(142 reviews)
Unsecured personal loan from Scotiabank. Rate range 11–15% p.a. (midpoint shown). Max TT$200,000 over 5 years.
Interest Rate
13%
Loan Range
TT$5,000–TT$200,000
Tenure
12–60 mo
Processing Fee
1%
Features
- Online application
- ScotiaLine top-up option
- Salary deduction
- Free life insurance
Strengths
- Established international bank
- Bundled insurance
- Strong digital experience
Trade-Offs
- Early repayment penalty
- Rate higher than secured options
Eligibility
21-65, minimum income TT$4,500/mo, employed
Customer Reviews
Anika R.
Approved in a day
Applied online Monday morning, money was in my account by Tuesday afternoon. Excellent service from the bank.
Marlon J.
Solid card
Rewards are real and applied automatically. Annual fee is worth it if you spend over TT$3,000/month.
Devon M.
Great rate but paperwork
The interest rate is unbeatable, but be prepared for some back-and-forth on documents.