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First Citizens Bank
First Citizens Mortgage
4.3(91 reviews)
First Citizens mortgage. Rate range 6.75–8.75% p.a. (midpoint shown). Max TT$2.5M over 30 years.
Interest Rate
7.75%
Loan Range
TT$200,000–TT$2,500,000
Tenure
60–360 mo
Processing Fee
1%
Features
- Up to TT$2.5M
- 30-year term
- Fixed or variable
- Government HMB partnership
Strengths
- Highest loan ceiling
- Long tenure
- First-time buyer programmes
Trade-Offs
- Property valuation required
- Variable rate option exposes you to changes
Eligibility
Stable employment, DSR < 40%, property in TT
Customer Reviews
Anika R.
Approved in a day
Applied online Monday morning, money was in my account by Tuesday afternoon. Excellent service from the bank.
Kerri S.
Helped me buy my first car
Made the process seamless. Dealer partnership saved me time.
Trisha P.
Good but app needs work
Product is great, online portal could be more modern.